Dealing with Debt Collectors is an E-Book by Dr. Mark Sohmer. Too many people are having their peace of mind and lives stolen from them by ruthless Bill Collectors. By knowing "Your Rights" you now have the power to make those bill collectors listen to you and not you having to listen to them. What happens to an old account that is charged off- are they actually trying to collect twice on that account? Are they even "Lawfully" entitled to represent the bank they say they are trying to collect for? Find out the truth about the banking industry! Contains information on mortgage foreclosures also.