LeahCoss.ca Hi, everyone. How are you? It's Leah Coss with the Mortgage Centre. I wanted to make some quick notes about how property is very important in the qualifying process, and if you've been pre approved for 300000, 500000, a million dollars, don't be surprised, when you actually go to solidify the deal and get a mortgage on a home of your dreams, if it gets declined. Don't take it personally. It probably has nothing to do with you. It's actually because of the actual property. Now, I've done, in other videos, the five things that banks look at on your application when they're processing it. And definitely go take a look at that video, especially first time home buyers. It's very important to know. But, I want to really accentuate the last thing on my five handed points of what banks are looking for, and that is property. People tend to take for granted, I guess, the fact that everybody gets a mortgage at some point and it's a very common thing. But you need to remember these are hundreds of thousands of dollars that are not yours. And they're not being given to you just on good faith. They're being given to you based on very systematic equations, government mandates, as well as the collateral that you're getting the mortgage on. So, when you're looking at a property, just because you think, "Oh, I'm going to tear it down, or I'm going to renovate it in a few years," it doesn't matter. The banks want to make sure that that property is, for one, worth what you're ...